重磅!刚刚,国家重大宣布:纳入!
中国基金报·2025-11-21 10:24

Core Viewpoint - The Ministry of Finance has announced that electronic savings bonds will be included in the personal pension product range to support the development of a multi-tiered pension insurance system [3][5]. Group 1: Implementation Details - Starting from June 2026, institutions offering personal pension savings bonds must provide services for purchasing electronic savings bonds to pension investors who have opened personal pension accounts [5][8]. - Institutions are required to open dedicated savings bond accounts for pension investors, which must be linked to their personal pension accounts [6][9]. - The distribution of exclusive quotas for selling electronic savings bonds to pension investors will be adjusted quarterly based on the proportion of uninvested amounts in all personal pension accounts [6][10]. Group 2: Operational Requirements - Institutions must ensure that their systems are upgraded to support the new electronic savings bond business and establish a three-way information exchange mechanism with the pension information platform [11][12]. - Institutions are responsible for reporting daily data on purchases and changes in holdings of electronic savings bonds to the relevant systems [12]. - The Ministry of Finance emphasizes the need for institutions to expedite the development of business plans and system preparations to ensure a smooth launch of the electronic savings bond business for personal pensions [6][13].