又一家财险公司开业，小米共同持股！

Core Viewpoint - The establishment of 法巴天星财险 marks a significant step for foreign investment in China's auto insurance market, leveraging the resources of its three major shareholders to create a digital property insurance company [4][5]. Group 1: Company Establishment - 法巴天星财险 was approved to commence operations on October 17, 2023, as per the announcement from the financial regulatory authority [2]. - The company was initially approved for establishment in October 2022, indicating a year-long preparation period before commencing operations [4]. Group 2: Business Scope - The approved business scope includes motor insurance (mandatory traffic accident liability insurance and commercial motor insurance), property insurance for enterprises and households, engineering insurance (excluding special risk insurance), liability insurance, marine and cargo insurance, short-term health and accident insurance, reinsurance for the aforementioned businesses, and other insurance fund utilization activities permitted by laws and regulations [4]. Group 3: Shareholder Structure - The registered capital of 法巴天星财险 is 1 billion RMB, with shareholders including: - 法国巴黎保险集团 holding 49% (490 million RMB) - 四川银米科技有限责任公司 holding 33% (330 million RMB) - 大众汽车金融服务海外股份公司 holding 18% (180 million RMB) [5]. - The major shareholders are recognized as significant players in their respective industries, with 法国巴黎保险集团 being part of the global BNP Paribas Group, and 四川银米科技 being fully owned by Xiaomi Group [5].