Core Viewpoint - The article highlights the innovative financial services provided by Huishang Bank, particularly focusing on the "Zhi e Loan" product, which facilitates online patent pledge loans to support the development of technology-driven enterprises in Anhui province [1][4][7]. Group 1: Knowledge Property Financing Initiatives - Huishang Bank has launched the "Zhi e Loan" product, allowing companies to secure loans up to 10 million yuan based solely on their patent assets, with a fully online process [1][4]. - The "Zhi e Xing" initiative, in collaboration with the Anhui Provincial Market Supervision Administration, aims to create a new financial ecosystem for intellectual property, targeting over 1,000 key enterprises by the end of 2026 [2][3]. Group 2: Implementation and Impact - The bank has established a comprehensive online process for patent evaluation, loan approval, and fund disbursement, enabling nearly 500 technology enterprises to receive over 1.2 billion yuan in credit since the launch of the program [5]. - Specific case studies, such as the support provided to Anhui Hengtai Intelligent Manufacturing Co., demonstrate the effectiveness of the "Zhi e Loan" in addressing short-term liquidity issues, with loans of over 4 million yuan being disbursed [4][6]. Group 3: Strategic Goals and Recognition - Huishang Bank is committed to enhancing the integration of technology finance with industrial innovation, aligning with the "6178" modern industrial system in Anhui [6][7]. - The bank has received multiple accolades for its contributions to technology finance, including recognition from the People's Bank of China and various awards for its innovative financial services [7].
徽商银行：“知产”变“资产”，科创添动能！“知e贷”激活创新密码