Core Viewpoint - The "Credit Repair Management Measures" have been approved and will take effect on April 1, 2026, categorizing untrustworthy information based on severity and establishing different public disclosure periods [1] Summary by Sections Classification of Untrustworthy Information - Untrustworthy information is classified into three categories: "minor, general, and serious" based on severity [1] - The principle of proportionality in penalties is applied, with different disclosure periods set for each category [1] Disclosure Periods - Minor untrustworthy information is generally not disclosed; if necessary, the maximum disclosure period is 3 months, and repair can be applied once legal responsibilities are fulfilled [1] - General untrustworthy information has a minimum disclosure period of 3 months and a maximum of 1 year [1] - Serious untrustworthy information has a minimum disclosure period of 1 year and a maximum of 3 years [1] Credit Repair Application - After the minimum disclosure period, credit subjects can apply for credit repair according to regulations [1] - Once the maximum disclosure period is reached, the relevant information will automatically cease to be disclosed [1] - For those who reach the maximum disclosure period but have not corrected their untrustworthy behavior or fully fulfilled their obligations, actions will be taken according to the relevant regulations of the industry authorities [1]
官方:轻微失信信息原则上不予公示
财联社·2025-11-26 04:42