这家超级保险代理商终于拿到自己的牌照了！

Core Viewpoint - China Post has applied to the Financial Regulatory Administration to restore its insurance agency qualifications, addressing compliance issues while maintaining its existing business logic and operational model [1][3]. Group 1: Business Operations - China Post operates a vast network of service points across urban and rural areas, providing services such as parcel delivery, money transfers, savings, and various financial products [2]. - The range of insurance products that China Post can now offer includes vehicle insurance, property insurance, agricultural insurance, life insurance, and health insurance, among others [2]. - China Post is the largest insurance agency in China, with total assets exceeding 680 billion yuan, ranking among the top ten insurance companies in the country [2]. Group 2: Historical Context - Prior to obtaining its own insurance agency license, China Post utilized the qualifications of Postal Savings Bank for its insurance agency operations [3][5]. - The establishment of Postal Savings Bank in 2007 marked a significant reform in the postal savings management system, leading to its eventual public listings in 2016 and 2019 [4]. - To avoid internal competition, China Post had previously committed to not engaging in insurance agency business after the establishment of Postal Savings Bank, leading to the cancellation of several agency licenses [4]. Group 3: Regulatory Changes - The implementation of new regulations in 2021 restricted the practice of sub-agency, prompting China Post to seek its own insurance agency license [5]. - As of now, China Post operates approximately 54,000 service points, with over 32,000 of these offering financial services, significantly contributing to Postal Savings Bank's revenue [6].