招商银行App·2025-11-26 12:22Group 1 - The article promotes various credit card offerings with attractive benefits for new users, including fee waivers and rewards [4][8][12]. - New users can receive significant rewards upon meeting spending requirements, such as cash back or points [4][9][12]. - There are special promotions for specific cards, such as discounted dining vouchers and travel-related rewards [4][8][12]. Group 2 - The article highlights referral programs where both the referrer and the referred can receive rewards upon successful card applications [14]. - Existing cardholders are encouraged to apply for additional cards, which share credit limits with existing accounts but do not qualify for new user benefits [16]. - A promotional event is mentioned where users can comment on their favorite co-branded credit cards for a chance to win prizes [17].