【攻略】来惠懂你 四步轻松办理信用快贷

Core Viewpoint - The article introduces the "Credit Quick Loan" service offered by the Construction Bank, highlighting its features such as no collateral, no guarantee, and a maximum loan amount of 5 million yuan, aimed at small and micro enterprises [2]. Group 1: Authorization Process - To initiate the loan application, the legal representative of the enterprise must hold a shareholders' meeting to authorize the representative for loan application and contract signing [4]. - After a successful shareholders' meeting, the representative can access the "My Enterprise" section, click the "Authorization" button, verify the actual controller's information, and sign the authorization letter to complete the authorization [5]. - If other shareholders need to represent the enterprise for loan applications, they can do so by visiting a physical branch [6]. Group 2: Application Process - Once authorization is successful, the representative can click "Apply Now" to enter the loan application process, where they can input the desired loan amount, select repayment methods and loan terms, and submit the application [7]. Group 3: Increasing Loan Amount - If the displayed loan amount is unsatisfactory, the representative can click the "Request Increase" button, select the type of increase, and provide the necessary information to potentially receive a higher loan amount [9]. Group 4: Signing Process - After confirming the loan application information, the representative must read the loan contract, click "Sign and Apply," complete the notarization process, and perform facial recognition to finalize the loan application [12]. Group 5: Additional Support - The article encourages users to consult the intelligent credit advisor for guidance during key business processes and mentions that more product handling videos are available in the online "Hui Keting" [14].