保险业快速应对香港火灾事故理赔

Core Viewpoint - The article discusses the fire incident at Hong Kong's Hong Fu Court, which resulted in 44 fatalities and prompted multiple insurance companies to activate emergency claims procedures for affected clients [3][4][5]. Insurance Company Responses - Several insurance companies, including AIA Hong Kong, Prudential, and AXA, have established 24-hour hotlines to provide immediate assistance to clients affected by the fire, offering support for medical needs, claims, and inquiries [4][5]. - Ping An Life has initiated an emergency response plan and formed a task force to address the incident, while also launching seven service measures to assist clients and their families [5]. - China Life has activated emergency claims services, simplifying procedures and proactively contacting policyholders to ensure timely support for affected families [4][5]. Insurance Coverage Details - The insurance coverage for Hong Fu Court includes property insurance with a coverage amount of HKD 2 billion, public liability insurance, cash insurance, and collective personal accident insurance, with a total premium of HKD 337,700 for a two-year period [6][7]. - Specific coverage details include public liability insurance with a limit of HKD 10 million per incident for personal injury and HKD 20 million for third-party liability, along with cash insurance for various scenarios [7]. Claims Processing - China Taiping Insurance has committed to a rapid claims process, adhering to principles of prompt and fair compensation, and has activated its emergency mechanism to assist affected residents [7].