日本人住房梦渐远，房价是年收入10倍

Core Viewpoint - The traditional model of homeownership in Japan, based on lifetime employment and purchasing a home after marriage, is collapsing due to rising housing prices, increasing single-person households, and stagnant real wages [2][10]. Housing Market Trends - The average price of new homes in Tokyo's 23 wards reached 130.64 million yen (approximately 6.24 million RMB) in the first half of 2023, a 20% increase compared to the same period last year [7]. - The national average price-to-income ratio for new homes in Japan surpassed 10 for the first time, with Tokyo's ratio at approximately 18 [7][8]. - Prices for detached houses in the Tokyo area have also risen significantly, with the average price for new detached homes exceeding 55 million yen, up over 10 million yen from five years ago [7][10]. Policy and Regulatory Responses - The Chiyoda Ward in Tokyo has expressed concerns about the affordability crisis and requested measures to regulate property resale to curb speculative short-term flipping [4]. - The Tokyo Chiyoda District Real Estate Association acknowledged the need for measures to address speculative behavior in the housing market [4]. Historical Context and Policy Shifts - Japan's post-war housing policy aimed to encourage homeownership through favorable loans and tax incentives, which has historically supported the middle class in purchasing homes [8][10]. - The shift towards a more unstable job market and increasing single-person households has rendered the traditional homeownership model ineffective [10][11]. Alternative Housing Solutions - There is a growing need for diversified housing policies that promote the circulation of second-hand homes and address the issue of vacant properties, which number around 9 million [12][14]. - Tokyo is exploring partnerships to create affordable housing for families, referencing successful models from cities like New York and London [13][14].