华夏银行再被罚超1300万元，最新回应

Core Viewpoint - Huaxia Bank was fined a total of 13.8096 million yuan due to 10 business violations, and the bank has stated that all issues have been rectified [2][4]. Summary by Sections Penalty Details - The People's Bank of China announced that Huaxia Bank was penalized for 10 violations, including breaches of account management, clearing management, and anti-counterfeit currency regulations. The total penalty included the confiscation of illegal gains of 154,567.91 yuan and a fine of 13.655 million yuan [2][3]. Bank's Response - Huaxia Bank acknowledged the penalties, attributing them to issues identified during a comprehensive enforcement inspection in 2022. The bank emphasized that it has taken the matter seriously and has implemented corrective measures, claiming that all issues have been resolved [4]. Previous Penalties - In September of the same year, Huaxia Bank received a significant penalty of 87.25 million yuan for mismanagement in various business areas, marking it as the second-largest penalty in the banking sector for the year [4]. Financial Performance - As of the end of Q3 2025, Huaxia Bank reported total assets of 45,863.58 billion yuan, an increase of 2,098.67 billion yuan or 4.80% from the previous year. However, the bank's operating income decreased by 8.79% year-on-year to 648.81 billion yuan, and net profit attributable to shareholders fell by 2.86% to 17.982 billion yuan [5]. Asset Quality - The non-performing loan ratio for Huaxia Bank stood at 1.58% at the end of Q3 2025, a slight decrease of 0.02 percentage points from the end of the previous year. The provision coverage ratio was reported at 149.33%, down by 12.56 percentage points from the previous year [6].