又一金融监管权力寻租链条曝光！或涉河南村镇银行案细节

Core Viewpoint - The article discusses the recent crackdown on corruption in the financial sector, highlighting six typical cases of financial misconduct, particularly focusing on the case of Liu, who was involved in bribery and abuse of power, which is linked to the inability of depositors to withdraw funds from rural banks in Henan [3][4]. Group 1: Corruption Cases - Liu, a former assistant inspector at a financial regulatory body, was found guilty of accepting bribes totaling over 150 million yuan from 1998 to 2015, which led to significant loan defaults at a rural bank [5]. - After retirement, Liu continued to exploit his former position, receiving over 37 million yuan in bribes from 2015 to 2021 [6]. - The court sentenced Liu to death with a two-year reprieve for bribery and a separate eleven-year prison term for using influence to accept bribes, along with confiscation of all personal property [7]. Group 2: Impact of Financial Misconduct - The case of Liu and the associated rural banks has created a "scar effect" among depositors, leading to a common practice of not depositing more than 500,000 yuan in small banks [9]. - The financial misconduct linked to Liu has prompted a broader investigation into the financial regulatory system in Henan, resulting in multiple officials being investigated for corruption [10]. - The incident has reinforced the commitment to financial reform and risk mitigation, with the reform of small financial institutions being a top priority for the National Financial Regulatory Administration for two consecutive years [10][11]. Group 3: Financial Reform Initiatives - In February 2025, the establishment of Henan Rural Commercial Bank marked a significant reform effort, merging 25 smaller banks and credit cooperatives into a unified entity [11]. - The article emphasizes that financial regulation is crucial for preventing risks and ensuring the safety of public funds, as corruption in the financial sector can undermine market order and national financial security [11].