长安银行增资扩股方案获批

Core Viewpoint - Chang'an Bank's capital increase and share expansion plan has been approved, aiming to raise no more than 2.611 billion shares to supplement its core tier one capital [2][4]. Group 1: Capital Increase and Regulatory Approval - The approval from the Shaanxi Regulatory Bureau of the National Financial Supervision Administration mandates Chang'an Bank to strictly review shareholder qualifications and ensure that the funds for share acquisition are from legitimate self-owned sources [2][4]. - After the funds are raised, Chang'an Bank is required to promptly apply for changes in registered capital and comply with relevant laws and regulations [4]. Group 2: Financial Performance - As of mid-2023, Chang'an Bank reported total assets of 577.131 billion, a 6.42% increase from the end of the previous year [4]. - The bank achieved a revenue of 4.861 billion, representing an 8.56% year-on-year growth, and a net profit of 1.312 billion, up 9.22% year-on-year, primarily driven by a significant increase in investment income, which reached 1.167 billion [4]. Group 3: Asset Quality and Compliance Issues - The bank's non-performing loan balance increased to 5.987 billion from 5.366 billion at the end of 2023, with a non-performing loan ratio of 1.85% and a provision coverage ratio of 173.44% [4]. - Chang'an Bank has faced multiple penalties for business violations, including a fine of 4 million for breaching payment settlement management regulations and a fine of 540,000 for violating anti-money laundering regulations [5][6].