券商中国·2025-12-04 12:33Core Viewpoint - CITIC Bank has been awarded the "Bank of the Year China 2025" by The Banker magazine, marking its significant achievements in high-quality development and its leading position in the commercialization and internationalization of China's banking industry [1][3]. Group 1: Awards and Recognition - The Banker magazine's annual awards are considered one of the most prestigious in the global banking industry, often referred to as the "Oscars" of banking [1]. - CITIC Bank's brand value reached $16.95 billion, with a year-on-year increase of 27.2%, making it the financial institution with the highest brand value growth among mainland Chinese banks [1]. Group 2: Innovation and Services - The bank has been recognized for its innovative practices addressing social issues and evolving customer needs, including a comprehensive product and service matrix that spans retail, corporate, and financial markets [2]. - Initiatives such as the pension pillar product for elderly clients and the "Latte Plan" fixed-income product for younger customers demonstrate CITIC Bank's deep understanding of China's changing social structure [2]. - The bank has made significant breakthroughs in corporate services, including merger loans and underwriting of technology innovation bonds, while also developing over 80 intelligent application scenarios through its proprietary "Cangjie" AI platform [2]. Group 3: Financial Performance - As of the end of Q3 2025, CITIC Bank reported total assets of 9,898.128 billion yuan and a non-performing loan ratio of 1.16%, indicating stable asset quality [3]. - For the first nine months of 2025, the bank achieved operating income of 156.598 billion yuan and a net profit of 53.391 billion yuan, maintaining stable profitability [3]. - CITIC Bank's ESG rating improved to the global best AAA level as of September 2025, according to MSCI [3]. Group 4: Future Outlook - CITIC Bank aims to use this international recognition as a new starting point to maintain strategic focus and continue promoting high-quality development while fulfilling its responsibility to serve the real economy and enhance social welfare [3].