利好来了，事关投资A股，金融监管总局重磅发布

Core Viewpoint - The article discusses the recent adjustments made by the Financial Regulatory Bureau regarding the risk factors associated with insurance companies' business operations, aimed at enhancing the effectiveness of insurance funds in supporting the real economy and improving long-term investment management capabilities [1][4]. Group 1: Adjustments to Risk Factors - The risk factor for stocks held by insurance companies for over three years in the CSI 300 Index and the CSI Dividend Low Volatility 100 Index has been reduced from 0.3 to 0.27 [2]. - The risk factor for ordinary shares listed on the Sci-Tech Innovation Board held for over two years has been decreased from 0.4 to 0.36 [2]. - The premium risk factor for export credit insurance and overseas investment insurance by the China Export & Credit Insurance Corporation has been lowered from 0.467 to 0.42, while the reserve risk factor has been adjusted from 0.605 to 0.545 [2]. Group 2: Implications for the Insurance Industry - The adjustments are designed to cultivate patient capital and support technological innovation, thereby enhancing the insurance industry's role in serving the real economy [5]. - The changes encourage insurance companies to increase support for foreign trade enterprises, aligning with national strategies [6]. - Insurance companies are required to improve internal controls and accurately measure the holding periods of their stock investments to enhance long-term investment management capabilities [2][5].