“祥源系”理财产品审计报告被指“违规”，还有多份“查无此报告”

Core Viewpoint - The article discusses the emerging flaws in the "Xiangyuan System" financial products, particularly focusing on the audit reports that have not been properly registered and coded, raising concerns about their validity and compliance with regulatory standards [3][6]. Group 1: Audit Report Issues - Several audit reports related to "Xiangyuan System" financial products were found to lack registration and coding on the unified regulatory platform, violating relevant regulations [3][6]. - The Zhejiang Provincial Finance Department confirmed that the audit reports from three accounting firms did not comply with the registration requirements, leading to stricter regulatory scrutiny [6]. - The absence of QR codes on the audit reports indicates that they were not properly registered, rendering them ineffective and untrustworthy [5][6]. Group 2: Financial Product Details - The audit report for the "Lishui Mingche" product indicated that the original debt was from Hubei Zhongxiang Real Estate Co., Ltd., with a principal amount of 100 million yuan and a transfer price of 80 million yuan [4]. - The financial backing for these products includes unconditional and irrevocable joint liability guarantees provided by the owner of Xiangyuan Holdings, Yu Faxiang, covering the principal and associated costs [5]. Group 3: Regulatory Responses - Following complaints from investors, the involved audit reports were subject to early redemption, indicating potential investor concerns about the legitimacy of the products [7]. - The regulatory framework mandates that audit reports must be registered and coded before delivery to clients, emphasizing the importance of compliance in maintaining the integrity of financial products [6][8].