中信保诚人寿获评卓越竞争力合外资保险公司

Core Viewpoint - 中信保诚人寿 has been recognized as an outstanding competitive foreign-funded insurance company, reflecting its commitment to long-termism and high-quality development in a complex market environment [1][6]. Financial Performance - In the first three quarters of 2025, 中信保诚人寿 achieved insurance business revenue of 2.7833 billion yuan, a year-on-year increase of 17%, and a net profit of 314 million yuan [3]. - The company's core and comprehensive solvency adequacy ratios remain well above regulatory requirements, and it maintains the highest AAA credit rating [3]. Business Transformation and Product Innovation - 中信保诚人寿 has been at the forefront of business transformation and product innovation, developing a diversified pension financial product matrix to meet the needs of an aging society [4]. - The company has launched its first "insurance + trust + pension" comprehensive service for high-net-worth clients, integrating asset management, wealth inheritance, and quality pension solutions [4]. Service Ecosystem and Digital Transformation - The company has upgraded its service ecosystem, creating a "healthcare and wealth nurturing" service system that provides 24/7 responses and has partnered with over 47 elderly care and travel institutions [5]. - 中信保诚人寿 is embracing digital transformation by applying AI technology in investment decision-making and customer service, enhancing efficiency and precision [5]. Social Responsibility and Sustainable Development - 中信保诚人寿 has actively engaged in social responsibility, donating over 45.4 million yuan to public welfare and sending 7,630 volunteers for various community services [5]. - The company is also investing in carbon neutrality-related fields to support China's green transition, aligning its development with social needs [5]. Future Outlook - Moving forward, 中信保诚人寿 aims to leverage shareholder advantages and deepen the integration of finance, technology, and services, continuing to innovate in pension finance, health protection, and wealth management [6].