含“茅”量超9%！这家农商联合银行获批开业

Core Viewpoint - Guizhou Rural Commercial Bank has been approved to commence operations, with a registered capital of 10.458 billion RMB, and significant shareholding from Guizhou Moutai and Guizhou Financial Holdings [1][2]. Shareholding Structure - Guizhou Provincial Finance Department contributed 1.572 billion RMB, holding 15.032% of shares - Guizhou Financial Holdings contributed 6.886 billion RMB, holding 65.844% of shares - Guizhou Moutai contributed 1 billion RMB, holding 9.562% of shares - Guizhou Qiansheng State-owned Assets Management contributed 1 billion RMB, holding 9.562% of shares [1][2]. Bank Formation and Leadership - The establishment of Guizhou Rural Commercial Bank was approved following the termination of the original Guizhou Provincial Rural Credit Cooperative Union, with all debts and credits transferred to the new bank - The first leadership team includes Yang Song as Chairman and Yang Hongjun as Vice Chairman and President [2]. Rapid Development - The bank's establishment process took less than a year, indicating a swift development [3]. Banking Model - The "Joint Bank" model was adopted for the reform, allowing provincial banks to control county-level banks while retaining their legal status, which is seen as a cost-effective and flexible approach [4][5]. Asset Scale - Guizhou Rural Commercial Bank is expected to become the first bank in Guizhou with assets exceeding 1 trillion RMB, with the provincial rural credit system's total assets reaching 1.1591 trillion RMB by October 2025, showing a significant increase since 2020 [6].