盈利占比最高超90%！最新基金投顾数据来了

Core Insights - The article highlights the significant performance of fund advisory services, with over 70% of investors reporting profits, and some institutions exceeding 90% profitability [1][2] - There is a notable diversification in asset allocation strategies among advisory clients, indicating a shift from product buying to asset allocation and long-term holding [1][4] Group 1: Performance Metrics - As of September 30, 2025, the average holding period for users on the Yimi Fund's platform is 772 days, with a profit ratio of 96%, compared to 76% for self-trading users with an average holding period of 475 days [2] - The average return for various strategies on the Licai Magic platform includes 9.67% for conservative, 15.38% for balanced, and 18.42% for aggressive strategies, with a historical monthly positive return rate of 88% [2] - The report from Zhongou Wealth indicates that 75% of fund advisory users have better performance than single fund users, with an average gain of approximately 2.2% [3] Group 2: Asset Allocation Trends - Over 80% of advisory users express a need for diversified asset allocation, moving away from single product purchases [5][7] - The diversification in asset allocation is crucial for controlling volatility, with multi-asset strategies being preferred by over 90% of clients [4][5] - The report notes that multi-asset strategies have shown better retention rates compared to more volatile equity strategies [5] Group 3: Future Developments - The fund advisory industry is expected to transition towards "mass accessibility," supported by ongoing policy initiatives [7] - The introduction of "advisory shares" is being discussed, which would create a separate class of fund shares specifically for advisory services [7][8] - The potential inclusion of various investment types, such as cross-border ETFs and pension funds, is anticipated to enhance the advisory service offerings [7]