2家机构还在整改！违规金融App，最新通报！

Core Viewpoint - The article discusses the self-regulatory inspection results of mobile financial apps conducted by the China Internet Finance Association, highlighting compliance issues and the progress of rectification among various financial institutions [1][5]. Group 1: Rectification Progress - As of December 16, five institutions have completed rectification for their respective apps, including:掌上紫金, 银盛通, 本溪银行, 黑龙江农信, and 黄河银行 [2][3]. - Three institutions have basically completed rectification, namely: 宁夏银行, 哈密市商业银行, and 泰康在线, with their corresponding apps being 宁夏银行, 哈密市商业银行, and 泰康在线 [2][3]. - Two institutions are still in the process of rectification: 韩亚银行 and 国华人寿, with their apps being 韩亚银行 and 国华人寿 [2][3]. Group 2: Issues Identified - The self-regulatory inspection identified major issues in three areas: personal information protection, security protection, and data security [6]. - In the area of personal information protection, significant violations were found, including the lack of clear rules for collecting and using personal information, and failure to obtain user consent before data collection [7][8][9]. - Security protection issues were noted in identity authentication, logical security, and password management, such as displaying sensitive information like names and bank card numbers without masking [9]. Group 3: Industry Context - The financial sector is increasingly reliant on big data for user profiling and targeted marketing, raising concerns about excessive personal information collection and compliance risks [10]. - Public awareness regarding the protection of biometric data, such as facial recognition, remains low, with many consumers prioritizing convenience over privacy [11].