官方出手,不得拒收现金!
中国基金报·2025-12-19 16:20

Core Viewpoint - The People's Bank of China, in collaboration with the National Development and Reform Commission and the Financial Regulatory Bureau, has established the "Regulations on Cash Payment and Services in Renminbi" to protect the legal status of the Renminbi and prevent the refusal of cash payments, ensuring a convenient cash circulation environment [1][18]. Summary by Sections Regulations Overview - The regulations aim to maintain the legal status of the Renminbi and address the issue of cash refusal, ensuring a multi-faceted payment environment [2][18]. - The regulations apply to administrative agencies, public service charging units, and business entities, emphasizing the respect for the public's right to choose legal payment methods [2][12]. Cash Payment Support - Charging units and business entities must support cash payments in various scenarios, including self-service models and areas like parks and schools [3][4][8]. - They are required to clearly display payment methods and maintain sufficient change to facilitate cash transactions [7][26]. Handling Cash Payments - In cases where large amounts of coins or small denominations are presented, entities must negotiate solutions rather than refuse cash [9][12]. - Financial institutions are mandated to provide cash deposit and withdrawal services, ensuring that they meet the public's cash service needs [10][34]. Compliance and Enforcement - The regulations stipulate that if cash is refused, the public can gather evidence and report to local branches of the People's Bank of China for legal recourse [12][40]. - Violations of these regulations will lead to public disclosure and penalties for the offending parties [13][18]. Principles of Regulation - The regulations are guided by principles that prioritize public service, address emerging issues in cash payments, and promote coordinated governance among various departments [19][21][24][25].