“百千万工程”推进路上的坚实金融后盾 ----农行广东分行倾力服务“百千万工程”
21世纪经济报道·2025-12-23 00:50

Core Viewpoint - The article emphasizes the proactive role of Agricultural Bank of China Guangdong Branch in supporting the "Hundred Counties, Thousand Towns, and Ten Thousand Villages High-Quality Development Project," showcasing its commitment to rural revitalization through substantial financial support and innovative service models [1][3]. Financial Support and Achievements - As of October 2025, the Agricultural Bank of China Guangdong Branch has provided over 600 billion yuan in county loans and over 500 billion yuan in agricultural loans, marking an increase of 210 billion yuan and 160 billion yuan respectively since the project's initiation [1]. - The bank has been recognized as "Excellent" in the People's Bank of China’s evaluation of financial services for rural revitalization for five consecutive years, establishing itself as a solid financial backbone for the "Hundred Counties, Thousand Towns" initiative [1]. Systematic Approach and Collaboration - The bank has implemented a systematic approach by launching four major actions focused on financial services for industrial revitalization, county empowerment, aesthetic enhancement, and quality improvement [3]. - It has established a regular communication mechanism with provincial departments to align financial services with policy directions and project needs, resulting in the issuance of 1 billion yuan in loans across 12 pilot counties [4]. Focus Areas for Development - The bank targets three key areas: industrial development, urban-rural construction, and farmer income increase, channeling credit resources to stimulate local economies [5][6]. - In the industrial development sector, the bank has created a financial service system that supports the entire industrial chain, with over 320 billion yuan in loans for food security, reflecting a 38% increase since the beginning of the year [6]. Support for Cultural and Tourism Industries - The bank has introduced specialized policies and products to support key cultural and tourism projects, with outstanding loans in this sector nearing 200 billion yuan, benefiting over 1,500 enterprises [8]. Rural Financial Services and Accessibility - The bank has developed a model combining mobile financial service teams and rural revitalization service stations to enhance accessibility in underserved areas, planning to establish 200 service stations in towns lacking physical branches [13]. - A dedicated customer manager system has been implemented to ensure tailored financial services are available at the community level [13]. Product Innovation and Customization - The bank has established a comprehensive product system with over 100 tailored financial products for rural industries, including customized loans for marine ranching and rural industrial development [14]. - Collaborative efforts with investment funds have been initiated to support high-quality county economic development projects, including a 360 million yuan investment in a local company [14]. Case Studies of Financial Impact - In Meizhou, the bank has supported the local pomelo industry with 1.1 billion yuan in loans, benefiting over 5,700 farmers and contributing to a nearly 10 billion yuan annual output value [15]. - In Qingyuan, the bank's "White Pigeon Loan" has facilitated the expansion of local poultry farming, with over 28 million yuan in loans issued, significantly boosting local production [17]. - In Huizhou, the bank has provided 150 million yuan in credit to support the development of a comprehensive tourism project, creating over 100 jobs and stimulating local economic activity [18].