招商银行App·2025-12-24 08:09Group 1 - The article promotes various credit card offerings with attractive benefits for new users, including fee waivers and rewards for meeting spending thresholds [4][11][12]. - Specific cards highlighted include the Engineer Credit Card, Tmall Supermarket Co-branded Card, and Starbucks Co-branded Card, each offering unique rewards for new applicants [7][11][16]. - The article emphasizes limited-time offers for referrals, where both the referrer and the new applicant can receive rewards upon meeting certain criteria [19]. Group 2 - New users can enjoy a first-year fee waiver and additional rewards such as cash back or points for meeting spending requirements [4][18]. - The article outlines various promotional gifts for new cardholders, including items like mechanical keyboards, travel vouchers, and coffee [7][12][16]. - Existing cardholders are encouraged to apply for additional cards, which will share credit limits with their current accounts but will not qualify for new user rewards [21].