刚刚!央行等部门,重磅发布!
券商中国·2025-12-26 15:34

Core Viewpoint - The article discusses the release of the "Guiding Opinions on Further Leveraging the Role of Government Financing Guarantee System to Support Employment and Entrepreneurship" by four government departments, emphasizing the need for enhanced support for labor-intensive small and micro enterprises and key groups in entrepreneurship to boost employment [2][3]. Group 1: Support for Labor-Intensive Small and Micro Enterprises - The opinions propose the establishment of a financing guarantee employment contribution index to quantitatively assess the annual employment impact of government financing guarantee institutions [3]. - A resource allocation mechanism based on employment contribution will be developed, with the national financing guarantee fund considering this index when distributing re-guarantee credit limits [3]. - The opinions call for the innovation of specialized financial products and services tailored for labor-intensive small and micro enterprises, including loans for wage payments and support for businesses affected by tariffs [4]. Group 2: Assistance for Key Groups in Entrepreneurship - The opinions encourage key groups, such as recent graduates and vocational education graduates, to apply for entrepreneurial guarantee loans, ensuring equal access to these financial resources [5][6]. - Government financing guarantee institutions are urged to provide guarantee services for entrepreneurial loans to ten specific employment groups, including graduates, veterans, and rural entrepreneurs [6]. - There is a focus on reducing the comprehensive financing costs for entrepreneurial groups, with local governments encouraged to lower guarantee fees and promote favorable loan interest rates [6][7]. Group 3: Enhancing Efficiency and Support Mechanisms - The opinions advocate for increased fiscal support for entrepreneurial guarantee loans, including interest subsidies and risk compensation [7]. - A "fast approval, fast guarantee, fast loan" mechanism will be established to streamline the loan issuance process, promoting online business models [7]. - The need for innovation in financial products and services while maintaining risk control is emphasized, with a focus on technology-driven solutions for small and micro enterprises [7].