“黄金理财”神话破灭 金雅福人去楼空、工程停滞

Core Viewpoint - The article discusses the financial troubles faced by Jinyafu Holdings, a company deeply involved in the gold industry, as it struggles with overdue payments on investment products amidst rising gold prices. Investors have reported significant delays in receiving their returns, leading to government intervention and potential legal consequences for the company [2][3]. Group 1: Company Operations and Financial Issues - Jinyafu Holdings has been unable to meet the repayment obligations for its gold investment products, with reports indicating that the total amount involved may range from 7 billion to 8 billion yuan [3]. - Despite the financial turmoil, some of Jinyafu's retail outlets, known as "smart gold stores," continue to operate, and employees are reportedly still receiving salaries [1][3]. - The company has been under investigation by local financial authorities, and several executives have been detained as part of the inquiry into the company's financial practices [2][3]. Group 2: Investor Experiences and Contracts - Investors have expressed frustration over the lack of communication regarding the repayment of their investments, which were often sold with promises of annual returns between 8% and 10% [5]. - Many investors, like one from Hubei who invested over 10 million yuan, were unaware of the risks associated with their investments, as contracts were signed without full disclosure of potential issues [5][6]. - The contracts involved complex arrangements, including agreements with third-party companies for managing the investments, which have raised concerns about the legitimacy of the operations [10]. Group 3: Company Structure and Legal Matters - Jinyafu Holdings operates over 200 subsidiaries, with its main office located in Shenzhen, but many of these locations have been found empty or inactive [12][14]. - Legal actions have been initiated against Jinyafu Holdings for unpaid wages and other financial obligations, indicating broader issues within the company's operational integrity [22]. - The company has proposed various solutions to address the financial crisis, including converting investment products into equity in a subsidiary, but these proposals have largely been rejected by investors [23].