第一财经·2025-12-29 09:47Core Viewpoint - The article discusses a financial scandal involving a bank wealth manager, Wang Mingshan, who manipulated customer accounts, leading to significant financial losses for elderly clients and subsequent tragic events, including suicides of the involved parties [3][4]. Group 1: Incident Overview - Wang Mingshan, a wealth manager at Postal Savings Bank, misappropriated over 1 million yuan from more than 10 clients, primarily elderly individuals [4]. - Following the discovery of the fraud, Wang committed suicide in April 2025, and her husband also took his life in August 2025 [4][5]. - The police have since closed the case due to the suspects' deaths, advising victims to pursue civil litigation for their losses [4][9]. Group 2: Regulatory Response - The China Banking and Insurance Regulatory Commission (CBIRC) stated that it could not confirm any violations of banking regulations by Postal Savings Bank regarding the incident [5][8]. - In a similar past case, a wealth manager at Postal Savings Bank was found guilty of fraud, with the court ruling that the bank bore 70% of the financial losses incurred by the victims due to its internal control failures [7][8]. Group 3: Legal Proceedings - Victims have initiated civil litigation against the bank, although the case has not yet reached the court due to the need for the completion of the criminal investigation [8][9]. - The victims' lawyer is working to expedite the civil lawsuit process following the police's decision to close the criminal case [9].