21世纪经济报道·2025-12-29 10:30Core Viewpoint - The article emphasizes the importance of developing a comprehensive pension finance system to address the challenges posed by an aging population, highlighting the role of Postal Savings Bank in promoting high-quality development in pension finance [1][6]. Group 1: Pension Financial Services - Postal Savings Bank has served over 130 million urban and rural basic pension insurance customers and has issued a significant number of financial social security cards, ranking among the industry leaders [2]. - The bank has established a comprehensive personal pension service system covering the entire process from account opening to withdrawal, offering a wide range of investment products [3]. - Innovative features such as retirement benefit calculators, automatic contributions, and family pension accounts are being introduced to enhance personal pension planning [3]. Group 2: Elderly Customer Services - The bank has launched various initiatives to improve services for elderly customers, including the "Postal Warm Double Ninth Festival" and the "Vitality Life Card" series, which provide a range of benefits in health and wellness [4]. - Efforts to bridge the digital divide for elderly clients include optimizing physical branches and enhancing online banking accessibility [5]. Group 3: Pension Industry Financing - Postal Savings Bank has developed a "5-2-3" service system focusing on five core areas and implementing a dual-drive strategy to provide tailored financial solutions for the pension industry [6]. - The bank has successfully initiated significant projects, such as a 4.972 billion yuan health care syndicate project in Wenzhou, demonstrating its commitment to innovative financial services in the pension sector [6][7]. - The establishment of a collaborative mechanism among government, banks, and enterprises aims to enhance the local pension service system and promote high-quality pension service supply [7]. Group 4: Future Directions - The bank plans to continue enhancing its pension financial service capabilities and has launched the "U Enjoy Future" pension finance brand, further solidifying its commitment to protecting pension assets and serving the elderly population [7].