回望“十四五”，展望“十五五”：这些亮点值得期待

Core Viewpoint - The article emphasizes the achievements during the "14th Five-Year Plan" and outlines the foundation for the upcoming "15th Five-Year Plan," highlighting the role of Postal Savings Bank in supporting various sectors through financial services. Group 1: Financial Support for Key Industries - Postal Savings Bank has increased its credit allocation to key sectors such as advanced manufacturing, with a mid-to-long-term loan balance in the manufacturing sector growing over 11% year-on-year as of September 2025 [2] - The bank is actively supporting the modernization of the industrial system and enhancing technological self-reliance, contributing to the development of new productive forces [3] Group 2: Consumer Market Development - During the "14th Five-Year Plan," China's consumer market saw significant qualitative and quantitative improvements, with the retail sales of consumer goods reaching new heights [4] - Postal Savings Bank is optimizing financial supply to promote the upgrading of consumption, with personal consumption loans showing substantial growth [5] Group 3: Support for SMEs and Private Enterprises - The vitality of business entities has been continuously released, with the number of registered business entities increasing [6] - Postal Savings Bank has implemented various measures to support the high-quality development of private enterprises and small and micro enterprises, with a balance of inclusive small and micro enterprise loans reaching 801.247 billion yuan in 2020 [6] Group 4: Agricultural Modernization - The "14th Five-Year Plan" has seen steady progress in agricultural modernization, with the comprehensive mechanization rate of crop farming reaching 925% [7] - Postal Savings Bank is deeply engaged in supporting agricultural and rural development, with an agricultural loan balance of 1.41776 trillion yuan in 2020 [8] Group 5: Improvement of People's Livelihood - The welfare of the people has reached new levels during the "14th Five-Year Plan," with per capita disposable income increasing significantly [9] - Postal Savings Bank is extending its services to enhance the quality of life for individuals, with the number of personal customers served reaching 674 million by mid-2020 [9] Group 6: Commitment to Future Development - Postal Savings Bank has delivered high-quality financial services that support national economic and social development during the "14th Five-Year Plan" and is poised to continue its contributions in the "15th Five-Year Plan" [10]