事关打击诈骗，香港金管局重大宣布！

Core Viewpoint - The Hong Kong Monetary Authority (HKMA) and the Hong Kong Association of Banks have launched the "Smart Safe Deposit" service, aimed at enhancing customer protection against financial fraud, with a focus on promoting this service among retail banking customers [1][2]. Group 1: Service Launch and Features - The "Smart Safe Deposit" service allows customers to set a protected deposit amount in their bank accounts, functioning like a safe [1]. - Customers must undergo a face-to-face anti-fraud verification process with the bank before accessing their protected deposits, providing an opportunity to reconsider potential fraud [1]. - As of December 15, over 3,200 customers have utilized the service, with a total protected deposit amount of approximately HKD 1.6 billion, averaging HKD 500,000 per transaction [1]. Group 2: Promotion and Public Education - The HKMA emphasizes that the "Smart Safe Deposit" is suitable for all customer segments and encourages individuals to consider using it for short-term deposits that they do not need to access [1]. - The banking sector plans to enhance the promotion of the "Smart Safe Deposit" service to increase its adoption among customers [2]. - The HKMA and the banking association have initiated the "Smart Elderly Anti-Fraud Ambassador Program," conducting 37 anti-fraud seminars and activities across 18 districts to educate the public [2]. Group 3: Fraud Statistics - In the first ten months of the year, Hong Kong recorded approximately 35,800 fraud cases, a slight decrease of 1.6% compared to the same period last year, with total losses declining by 8.7% to HKD 6.43 billion [1]. - The HKMA received 542 complaints related to fraud as of November, representing a 28% decrease from the previous year [1].