券商中国·2025-12-31 02:12Core Viewpoint - In 2025, Xinhua Insurance achieved record-breaking performance amidst a complex environment characterized by low interest rates, evolving customer demands, and technological disruptions, marking a significant milestone as it approaches its 30th anniversary [2][4]. Group 1: Comprehensive Strength - By the end of Q3 2025, Xinhua Insurance's total assets exceeded 1.83 trillion yuan, an increase of 8.3% from the beginning of the year, reaching a historical high [3]. - The company's embedded value approached 280 billion yuan, reflecting an 8.1% growth year-to-date, also a historical peak [3]. - Core solvency ratio and comprehensive solvency ratio stood at 154.27% and 234.15%, respectively, indicating strong capital adequacy [3]. Group 2: Development Efficiency - In the first three quarters of 2025, Xinhua Insurance reported a net profit of 32.857 billion yuan, a year-on-year increase of 58.9%, setting a new historical record [4]. - Total premium income reached 172.7 billion yuan, up 19% year-on-year, maintaining industry-leading growth [4]. - The first-year premium income for long-term insurance was 34.9 billion yuan, reflecting a 41% increase [4]. - New business value surged to 6.18 billion yuan in the first half, a significant year-on-year increase of 58%, with a continued growth of 50.8% in the first three quarters [4]. Group 3: Strategic Development Model - Xinhua Insurance is committed to a development vision of becoming a leading financial service group centered on insurance, providing comprehensive risk protection and wealth planning services [5][6]. - The company has adopted a collaborative model of "Insurance + Service + Investment," focusing on enhancing customer-centric strategies and building a robust service ecosystem [6][7]. - Investment performance remains strong, with an annualized total investment return of 8.6% and a comprehensive investment return of 6.7%, leading the industry [7]. Group 4: Contribution to National Strategy - Xinhua Insurance emphasizes its political mission and social responsibility, aligning its operations with national strategies in areas such as technology finance, green finance, inclusive finance, pension finance, and digital finance [8][9]. - The company has invested over 60.5 billion yuan in supporting technology-driven enterprises, with a year-on-year growth of 29.3% [9]. - In green finance, investments exceeded 31.6 billion yuan, marking a 28.8% increase, while providing insurance services to over 6,300 green enterprises [9][10].