【提醒】您的2025年节税红包即将到期

Group 1 - The article emphasizes the benefits of contributing to personal pensions, highlighting that individuals can save up to 5,400 yuan annually through tax deductions [1][4] - It outlines various special additional deductions available for taxpayers, including housing loan interest, education expenses, and childcare costs, with specific monthly deduction limits [2][3] - The article mentions a "hidden bonus" for those who contribute to personal pensions, with a maximum annual contribution limit of 12,000 yuan, which can lead to significant tax savings [4] Group 2 - The article provides a breakdown of taxable income brackets and corresponding marginal tax rates, illustrating how contributions to personal pensions can reduce taxable income and thus lower tax liabilities [5] - It discusses investment options available for personal pension funds, including fixed-income products and mixed-asset funds, with specific performance metrics such as annualized returns [7][8] - The article promotes various incentives for new contributors, including cash rewards for initial contributions and referrals, aimed at encouraging participation in the personal pension scheme [10][12]