美国对部分跨境汇款征收1%汇款税

Core Viewpoint - The article discusses the implementation of a new 1% tax on certain cross-border remittances in the United States, effective January 1, 2026, which is part of the "Big and Beautiful" tax and spending bill promoted by the Trump administration [1]. Group 1: Tax Implementation Details - Starting January 1, 2026, remittance service providers will be required to collect a 1% tax on qualifying remittance transactions and report it as per the regulations set by the U.S. Treasury and IRS [1]. - The tax applies when the sender uses cash or similar "physical payment instruments" (including money orders and bank drafts) for cross-border remittances [1]. - Transactions funded through U.S. bank account transfers or using debit and credit cards are generally exempt from this tax [1]. Group 2: Impact Analysis - Analysts indicate that the tax will primarily affect individuals who rely on cash for remittance transactions [1]. - Experts warn that the policy's impact may be particularly concentrated on immigrant communities and families that depend on cross-border remittances [1].