超100城出台或优化多子女家庭住房支持政策
21世纪经济报道·2026-01-06 00:41

Core Viewpoint - In 2025, Fuzhou and over 100 cities in China introduced or optimized housing support policies for multi-child families, including home purchase subsidies and adjustments in public housing allocations, aimed at reducing housing costs for these families [1][3][4]. Group 1: Housing Support Policies - The new policies include direct home purchase subsidies for families with two or three children, with amounts reaching up to 30,000 yuan for two-child families and 50,000 yuan for three-child families [1]. - Various cities are combining housing support for multi-child families with measures to stimulate housing consumption, such as increasing public housing loan limits and optimizing housing purchase criteria [3][4]. - For instance, in Wuhan, families with two or three children can receive subsidies of 60,000 yuan and 120,000 yuan respectively, while in Yiwu, the amounts are 100,000 yuan and 200,000 yuan [4]. Group 2: Public Housing and Rental Support - Policies are also focusing on public housing and rental support, with cities like Yunnan and Fujian proposing to allocate larger public rental housing units for multi-child families [7][8]. - In Nanjing, the monthly limit for withdrawing housing provident fund for rent has been increased by 20% for families without housing [8]. - The emphasis is on ensuring that housing policies align with the needs of multi-child families, particularly regarding education and proximity to quality schools [9][10]. Group 3: Coordination of Policies - Experts suggest that the effectiveness of these housing support policies will depend on their alignment with broader family support initiatives, including education and childcare [10]. - There is a call for improved coordination among policies to better address the specific needs of multi-child families, such as proximity to schools and childcare services [10].