吉林农商银行改革新进展，获批吸收56家村镇银行

Group 1 - The core viewpoint of the article is that Jilin Rural Commercial Bank has received approval to absorb 56 rural banks and village banks, marking a significant step in the reform of the rural financial system in Jilin Province [2][4][6] - The Jilin Financial Regulatory Bureau has approved the merger of Jilin Rural Commercial Bank with 8 rural banks and 48 village banks, allowing for the dissolution of these 56 institutions, with all assets, liabilities, and rights being inherited by Jilin Rural Commercial Bank [4][6] - This merger is part of a broader "unified legal person" reform strategy aimed at consolidating financial risks and reducing the potential for risk spillover from individual institutions [6][8] Group 2 - The reform process began with the approval of the Jilin rural financial system reform plan by the State Council in August 2024, which adopted a "unified legal person" approach and a "step-by-step" strategy [8] - Jilin Rural Commercial Bank was officially established in August 2025, formed by the merger of 13 legal entities, and is set to gradually absorb other rural banks and village banks to achieve a unified legal person structure across the province [8] - Unlike other provinces that have adopted a single "unified legal person" reform model, Jilin's approach involves both "internal integration" and the participation of state-owned banks, which helps to mitigate regional financial risks [8][9]