优化公积金政策、发放购房补贴……多地开年发布楼市新政

Core Viewpoint - The article discusses recent housing market policies introduced in various regions, particularly focusing on Shenyang and Henan, aimed at stimulating housing consumption and supporting economic development in 2026 [1][2]. Group 1: Shenyang Housing Fund Policy Adjustments - On January 7, Shenyang announced the optimization of five housing provident fund loan policies, including extending the minimum down payment ratio policy deadline to December 31, 2026 [4]. - The policy extension also includes the recognition standard for housing loan counts, allowing those who have used housing provident fund loans multiple times to reapply until December 31, 2026 [4]. - The limit for converting commercial loans to provident fund loans has been increased from 60% to 80% of the housing price, potentially increasing the loan amount by 20% for borrowers [5]. - New policies for new citizens and young people have expanded the loan limit to 1.3 times the original amount, now applicable to both new and second-hand residential properties [6]. Group 2: Henan Housing Support Measures - The Henan provincial government has introduced measures to support housing consumption, including the issuance of housing purchase subsidies and deed tax subsidies [8]. - The plan includes organizing over 200 housing promotion events and accelerating the issuance of local government bonds to acquire existing residential properties for affordable housing [8]. - A series of consumption promotion activities are planned, including the distribution of 200 million yuan in provincial consumption vouchers to stimulate spending in key sectors [8].