独家 | 房地产融资协调机制迎重磅调整

Core Viewpoint - The latest policy guidance from regulatory authorities allows projects on the "white list" of the real estate financing coordination mechanism to extend their loans for an additional five years, benefiting real estate clients significantly [1]. Group 1: Policy Changes - The new policy enables projects that meet certain conditions to extend their loans with the original lending bank, effectively allowing for a five-year extension [1]. - Previously, loans could only be extended for a maximum of two and a half years due to the liquidity loan management regulations, which limited the extension to half of the original loan term [1]. Group 2: Context and Background - This adjustment aligns with the directives from a series of meetings aimed at stabilizing the real estate market, including the Central Economic Work Conference held in December 2022 [2]. - The financing coordination mechanism has already approved loan amounts exceeding 7 trillion yuan for "white list" projects, which has significantly supported the construction and delivery of commercial housing projects [2].