Core Viewpoint - The insurance asset management industry in 2025 shows a positive trend, with 95% of the 1,308 disclosed products achieving positive returns, and an average return of 8.7% across the industry, reflecting strong investment capabilities despite market fluctuations [11][16]. Group 1: Overall Overview of Insurance Asset Management Products - In 2025, 50 insurance asset management companies launched a total of 4,727 products, with 1,308 products disclosing net value data [2][13]. - The average return of the 1,308 disclosed products is 8.7%, which is an increase of 3.5 percentage points year-on-year [16]. - The Shanghai Composite Index reported an annual return of 18.4%, up 5.7 percentage points year-on-year, while the China Bond Composite Index saw a return of 0.6%, down 7.0 percentage points [16]. Group 2: Performance by Product Type - Fixed income products totaled 894, with an average return of 2.3%; equity products numbered 225, averaging 25.4%; mixed products totaled 177, averaging 14.8%; and other products numbered 12, averaging 10.9% [20]. - The average cumulative return over five years for fixed income products is 16.2%, with some products exceeding 30% [23]. - For equity products, the average cumulative return over five years is 12.6%, with three products achieving returns over 90% [29]. - Mixed products showed a negative average cumulative return of -1.9% over five years, with 25 products reporting negative returns [35]. Group 3: Notable Products and Rankings - The top-performing fixed income product is from Taikang Asset, achieving a cumulative return of 33.6% over five years [28]. - The leading equity product, also from Taikang Asset, reported a cumulative return of 111.6% over five years [34]. - The best mixed product, from Taiping Asset, achieved a cumulative return of 37.2% over five years [40].
2025年度保险资管产品收益率盘点,1,308款产品95%实现正收益,其中泰康资管固收类和权益类产品的五年累积收益率均排在首位!
13个精算师·2026-01-09 11:03