碳积分可直接“换钱”！数字人民币APP，上新！

Core Viewpoint - The digital RMB app has launched a new "Carbon Benefit" mini-program, allowing users to convert carbon credits earned from low-carbon activities into digital RMB, enhancing the integration of digital currency into daily life and promoting green behavior [1][2][9]. Group 1: Digital RMB App Updates - The digital RMB app has undergone a significant upgrade to version 2.0, which includes a wallet balance interest feature [1][12]. - The "Carbon Benefit" mini-program has been introduced, initially available in Shanghai, enabling users to earn carbon credits through green activities [1][3]. Group 2: Carbon Benefit Functionality - Users can accumulate carbon credits by engaging in low-carbon activities such as subway commuting, cycling, and walking, which can then be exchanged for digital RMB [2][3]. - The app automatically records users' carbon reduction amounts and quantifies them into carbon credits, which can be viewed as a "digital savings account" for green behavior [3][6]. Group 3: Partnerships and Implementation - The initial partners for the "Carbon Benefit" program include Metro, Hello Bike, and T3, with specific carbon credit accumulation rates per kilometer for each mode of transport [3][4][5]. - Users must authorize the app to access necessary personal information to ensure accurate attribution of carbon assets [7]. Group 4: Broader Implications and Future Developments - The introduction of the "Carbon Benefit" program is part of a broader initiative to create a low-carbon society, making environmental contributions tangible and economically beneficial for the public [9][11]. - The digital RMB app's integration of the "Carbon Benefit" program signifies a shift towards a national-level financial technology application ecosystem, building on local innovations [11].