黄金白银大涨,银行保管箱不够用了
阿尔法工场研究院·2026-01-13 00:05

Core Viewpoint - The recent surge in demand for bank safe deposit boxes is closely linked to the significant increase in gold and silver prices since 2025, leading to a heightened need for secure storage of valuable items [4][11]. Group 1: Market Demand and Supply - Many banks are experiencing a shortage of safe deposit boxes, with some locations reporting wait times of 5-6 years for new rentals [5][6]. - In Shenzhen, the total number of available boxes at the main branch of China Merchants Bank has been fully rented out, with around 500-600 customers on the waiting list [6]. - The situation is similar in Guangzhou, where several banks have limited inventory, and certain box types have not been available for years [7][8]. Group 2: Pricing and Rental Conditions - The annual rental fees for small safe deposit boxes typically range from 200 to 500 yuan, while larger boxes can cost between 1,000 and 3,000 yuan [9]. - Customers can renew their rentals indefinitely as long as they pay the fees on time, which contributes to the scarcity of available boxes [7][12]. Group 3: Factors Influencing Demand - The increase in gold and silver prices has sparked a nationwide interest in purchasing these metals, leading to a corresponding rise in demand for secure storage options [10][11]. - Data indicates that silver prices have surged by 147.79% since 2025, outpacing the 64.56% increase in gold prices during the same period [11]. - The growing awareness of asset security among consumers, coupled with the limited supply of safe deposit boxes, is expected to sustain high demand in the future [12].