多家银行“一箱难求”！黄金大涨带火银行保险柜租赁，甚至有银行仅特供给百万大客户

Core Viewpoint - The surge in gold prices has significantly increased the demand for bank safe deposit box rentals, leading to a situation where many banks are experiencing shortages, with some only offering services to high-net-worth clients [1][10][12]. Group 1: Market Demand and Trends - The rising gold prices have prompted individuals to invest in gold bars and coins, resulting in a heightened demand for safe deposit boxes to store these assets [3][10]. - Data indicates that gold prices have increased by approximately 68% in 2025, while silver prices have surged by about 148%, driving consumer interest in purchasing gold [10][11]. - The global demand for gold reached a record high of 1,313 tons in Q3 2025, with a total value of $384 billion, reflecting a 41% year-on-year increase [11]. Group 2: Bank Policies and Client Requirements - Many banks have implemented financial asset thresholds for clients wishing to rent safe deposit boxes, with some requiring a minimum of 1 million yuan in assets [5][6]. - The rental fees for safe deposit boxes vary, with small boxes costing around 280 to 500 yuan annually, while larger boxes can range from 1,000 to 3,000 yuan [8][11]. - The availability of safe deposit boxes is influenced by location, with some areas experiencing more shortages than others, particularly in high-demand commercial districts [6][11]. Group 3: Future Outlook - The increasing number of high-net-worth individuals in China, now totaling 470,000, is expected to sustain the demand for safe deposit boxes as these individuals seek secure storage for their assets [12]. - Analysts predict that if gold and silver prices remain high, the demand for bank safe deposit boxes will continue to grow, although supply constraints may persist due to limited physical space and regulatory considerations [12].