“一周进了2亿多”！“大户一下单就是一两百万”

Core Viewpoint - The public offering Fund of Funds (FOF) has gained significant attention and inflow of capital recently, marking a notable shift in the market after years of stagnation [2][5]. Group 1: Recent Trends in FOF - In the past week, a particular fund company reported over 200 million yuan inflow into its FOF products, with "fixed income plus" products receiving the most capital [4]. - The recent surge in FOF popularity has led to several fund companies implementing purchase limits to manage inflows effectively [7][8]. - The FOF market has seen a significant increase in purchase limits compared to previous years, with 14 announcements of purchase suspensions or limits in 2026 alone, compared to 39 for the entire year of 2025 [8]. Group 2: Bank Channel Influence - The rise in FOF interest is attributed to the active role of bank channels, with products like the "TREE Long-term Profit Plan" from China Merchants Bank gaining popularity among clients seeking alternatives to traditional savings [10][11]. - The "TREE Long-term Profit Plan" is a comprehensive asset allocation solution that includes FOFs, catering to clients looking for low-risk, higher-yield products as interest rates decline [11]. - Other banks, such as China Construction Bank, are also launching FOF products, indicating a broader trend of banks focusing on FOFs as part of their wealth management offerings [12][13]. Group 3: Market Growth and Future Potential - The public FOF market has shown remarkable growth, with a total fundraising of 845.29 billion yuan in 2025, an increase of over 800% year-on-year, reaching a new high since 2022 [16]. - As of November 2025, the total scale of public FOFs reached 2,355.44 billion yuan, a nearly 70% increase compared to the end of 2024, although this still represents less than 1% penetration of the overall public fund industry, which totals 37 trillion yuan [16]. - Industry experts believe there is substantial growth potential for public FOFs in China, driven by product innovation, investment strategies, and enhanced sales channels [16].