保险诈骗奇事:被“包装”的死亡
经济观察报·2026-01-15 09:42

Core Viewpoint - The article highlights a bizarre insurance fraud case in China where individuals used the identities of deceased persons to claim over 1.2 million yuan in insurance compensation through fabricated traffic accidents [1][2]. Group 1: Fraud Scheme Details - The fraud began with a report of a traffic accident involving a vehicle that allegedly killed a person, with the report sent by an individual using a false identity [4]. - The fraudster, 江某某, posed as a relative of the deceased and provided fake accident details and documents to the insurance company, leading to the approval of claims [5][6]. - In a similar incident, 江某某 executed the same scheme again, resulting in a payout of 710,002 yuan [8]. Group 2: Investigation and Legal Proceedings - The deceased individuals, 王某某 and 彭某某, had died prior to the reported accidents, and their identities were misused for fraudulent claims [11][12]. - The fraudulent documents were fabricated, and the involved parties, including the supposed driver, were unaware of the schemes [12][14]. - The case culminated in legal action, with the main perpetrator, 胡某, confessing to his involvement and returning a portion of the embezzled funds, resulting in a five-year prison sentence [14].