中小机构化险连续三年置于年度工作首位！金融监管总局最新部署

Core Viewpoint - The Financial Regulatory Administration has outlined five key tasks for 2026, with a primary focus on risk resolution for small and medium-sized financial institutions [1][2]. Group 1: Risk Management - The resolution of risks in small and medium-sized financial institutions remains the top priority, emphasizing the need to effectively manage existing risks and prevent new ones [2]. - The regulatory body has consistently prioritized the reform and risk resolution of small and medium-sized financial institutions for three consecutive years [2]. - The number of high-risk institutions and the scale of high-risk assets have significantly decreased from their peak levels, with many provinces achieving "dynamic zero" for high-risk small institutions [2]. Group 2: Real Estate and Local Government Debt - The meeting highlighted the importance of establishing a normalized urban real estate financing coordination mechanism to support the resolution of financing platform debt risks [3]. - The focus is on creating a new model for real estate development while ensuring compliance with legal frameworks [3]. Group 3: Financial Quality and Regulation - The meeting stressed the need for a coordinated approach to enhance the quality of financial services while reducing the number of institutions [3]. - There is a commitment to address disordered competition and to regulate industry practices effectively [3]. - The regulatory framework will focus on substantial risks and practical issues, enhancing the capacity for legal regulation and implementing tiered supervision [3]. Group 4: Financial Support for Economic Development - The "Five Major Articles" of finance remain a key task, emphasizing the integration of investments in both physical assets and human capital [4]. - There is a push to strengthen financial support for major strategies, key areas, and vulnerable sectors, particularly in promoting consumption and expanding investment [4]. - The financial sector aims to better support small and micro enterprises and optimize financial services for new employment groups [4].