1月LPR报价出炉：5年期和1年期利率均维持不变

Core Viewpoint - The latest Loan Prime Rate (LPR) has been released, with both the 1-year and 5-year LPR remaining unchanged at 3% and 3.5% respectively [2][3]. Group 1: LPR Details - The 1-year LPR is set at 3% and the 5-year LPR at 3.5%, as announced by the People's Bank of China [3]. - LPR serves as the primary reference benchmark for loan pricing and is published monthly [4]. Group 2: Loan Rate Trends - China's loan interest rates have remained low, with the weighted average interest rate for new corporate loans and new personal housing loans around 3.1% as of December 2025 [4]. - Since the second half of 2018, these rates have decreased by 2.5 percentage points and 2.6 percentage points respectively [4].