利好！落实国常会部署，一揽子政策来了

Core Viewpoint - The article discusses a comprehensive set of fiscal and financial policies aimed at boosting domestic demand through enhanced consumer spending and increased private investment, with specific measures to support small and micro enterprises and optimize loan interest subsidy policies [1][2]. Group 1: Consumer Promotion Policies - The "Double Subsidy" policy for personal consumption loans and service industry loans has been optimized to increase the subsidy cap, expand the scope of support, and add more financial institutions involved [5][6]. - The implementation period for the "Double Subsidy" policy has been extended to December 31, 2026, maintaining an annual subsidy rate of 1% [4]. - The scope of support for personal consumption loans now includes credit card installment payments, with the annual subsidy rate set at 1% [6]. - Restrictions on consumption areas have been lifted, allowing consumers to enjoy subsidies for various types of spending, provided that the authenticity and compliance are verified by the lending institutions [8]. Group 2: Support for Private Investment - The policy for small and micro enterprise loan subsidies has a maximum loan size of 50 million yuan, with a subsidy rate of 1.5% for eligible fixed asset loans [10][11]. - The policy aims to support investments in key industries such as new energy vehicles, medical equipment, and artificial intelligence, among others [11]. - A special guarantee plan for private investment has been established with a total quota of 500 billion yuan, aimed at enhancing financing support for small and micro enterprises [14][15]. - The government will cover up to 80% of the loan risk under the special guarantee plan, with banks responsible for at least 20% [15][16]. Group 3: Equipment Update Loan Subsidy Policy - The equipment update loan subsidy policy has been extended to December 31, 2026, with a subsidy rate of 1.5% for fixed asset loans related to equipment updates [13]. - The policy now includes support for sectors such as artificial intelligence, energy, and digitalization, enhancing the focus on high-end, intelligent, and green equipment updates [13].