服务业贷款贴息上限提至一千万元

Core Viewpoint - The Chinese government is enhancing its loan interest subsidy policy for service industry operators to further stimulate domestic demand, extending the policy until December 31, 2026, and expanding the scope of supported sectors [2][3]. Group 1: Policy Extension and Scope - The Ministry of Finance and other departments have announced the extension of the loan interest subsidy policy for service industry operators, which was set to expire at the end of last year, for an additional year [2]. - The policy now includes three new categories: digital, green, and retail sectors, in addition to the previously supported eight sectors such as catering, health, elderly care, childcare, housekeeping, cultural entertainment, tourism, and sports [2]. Group 2: Increased Financial Support - The maximum loan amount eligible for interest subsidies has been increased from 1 million yuan to 10 million yuan per borrower, with a subsidy period not exceeding one year [3]. - The annual interest subsidy rate remains at 1%, consistent with previous regulations [3]. - The number of banks eligible to process these loans has been expanded to include city commercial banks with a financial regulatory rating of 3A or above, provincial rural commercial banks, rural commercial banks in provincial capital cities, and foreign banks [3]. Group 3: Economic Impact - The Ministry of Finance aims to leverage this policy to provide more low-cost financial resources to service industry operators, thereby improving the flow of capital in the real economy and better meeting the growing demand for high-quality service consumption among the public [3].