财政部答一财：更大力度激发民间投资

Core Viewpoint - The article discusses the implementation of six new policies aimed at stimulating private investment and promoting consumer spending in China, as announced by the Ministry of Finance and other departments [3][4]. Group 1: Policy Overview - The six policies are designed to enhance domestic demand, focusing on stimulating private investment and consumer spending as key components of internal demand [4]. - The policies are structured around "one goal," "two focuses," "three principles," and "six policies" [4]. Group 2: Specific Policies - The first policy is a loan interest subsidy for small and micro enterprises, providing a 1.5% subsidy on loans for key industries such as new energy vehicles and medical equipment, with a maximum loan amount of 50 million yuan [5]. - The second policy is a special guarantee plan for private enterprises, offering loan guarantees up to 20 million yuan for small and micro enterprises needing medium to long-term loans for business expansion [5]. - The third policy introduces a risk-sharing mechanism for private enterprise bonds, providing credit enhancement support to mitigate investor losses [5]. - The fourth policy expands the scope of existing equipment update loan interest subsidies, now including loans for fixed assets and technological innovation, with a 1.5% subsidy for up to two years [6]. - The fifth policy optimizes the loan interest subsidy for service industry entities, increasing the maximum loan amount from 1 million yuan to 10 million yuan, with a 1% subsidy for one year [6]. - The sixth policy offers a personal consumption loan interest subsidy of 1% for loans used for consumption, now including credit card installment payments, with over 500 financial institutions eligible to provide these loans [6].