稳步发展数字人民币！多地部署新年重点任务，跨境支付与普惠金融成发力点

Core Viewpoint - The digital renminbi, as a legal digital currency issued by the People's Bank of China, is gradually demonstrating its systemic value in promoting financial technology innovation, enhancing payment efficiency, and fostering inclusive economic growth as its pilot scope expands and application scenarios deepen [1] Recent Developments - At the beginning of 2026, various branches of the central bank in cities like Shanghai, Yunnan, Chongqing, and Sichuan held annual work meetings to summarize the achievements of 2025 and outline key tasks for the development of the digital renminbi in the new year [2] - Under the framework of "steady development of the digital renminbi," localities are forming differentiated and collaborative development paths in key areas such as cross-border trade, inclusive finance, and the construction of international financial centers [2][4] Local Deployment Highlights - Shanghai has established a "digital renminbi international operation center" and aims to enhance financial management and service capabilities in 2026, while Yunnan focuses on accelerating the construction of digital renminbi scenarios for border trade [4] - Chongqing has achieved significant progress with successful pilot projects for bilateral digital renminbi settlements and cross-border transactions exceeding 2.2 billion yuan in 2025, with plans to continue steady development in 2026 [4] - Sichuan's focus for 2026 is on expanding the acceptance environment and user base for digital renminbi, aiming to establish a widely accessible and sustainable application ecosystem [5] Application Scenarios - The digital renminbi's pilot promotion has entered a new phase of scale and deep integration, expanding acceptance scenarios from online e-commerce platforms to offline retail stores and various public services [7] - As of November 2025, the digital renminbi has processed 3.48 billion transactions with a total transaction amount of 16.7 trillion yuan, and the digital renminbi app has opened 230 million personal wallets [8] Functional Iteration - A new generation of the digital renminbi measurement framework and management system was implemented on January 1, 2026, with the app upgraded to version 2.0, allowing wallet balances to earn interest at the current deposit rate [10] - The app has introduced a "carbon benefit" mini-program that quantifies users' carbon reduction efforts into "carbon points," which can be converted into digital renminbi, promoting green behavior and integrating the digital renminbi into daily life [10]