招商银行App·2026-01-21 10:15Group 1 - The article discusses various credit card offerings from a bank, highlighting promotional gifts for new customers upon meeting certain criteria [7][10][15]. - Each credit card comes with unique benefits, such as cashback, discounts on travel, and exclusive merchandise [6][19]. - The promotional gifts include items like travel bags, coffee vouchers, and membership cards for streaming services, appealing to a wide range of customer interests [12][19]. Group 2 - The article emphasizes the importance of referral programs, where existing customers can recommend new users and receive rewards [22]. - It mentions that existing cardholders can apply for additional credit cards, but these will share the credit limit with their current cards and will not qualify for new customer benefits [24]. - The bank promotes its app as a comprehensive platform for payments, investments, and loans, enhancing customer convenience [28].