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Core Viewpoint - Shenzhen is implementing a comprehensive action plan to leverage the insurance industry to support technological innovation and industrial development, aiming to establish a modern insurance service system that aligns with the city's economic and social development by 2028 [5][16]. Group 1: Action Plan Overview - The action plan outlines sixteen measures to enhance insurance support for technological innovation and industrial development, with specific responsibilities assigned to various units [3][8]. - The plan aims to provide over 50 trillion yuan in risk protection for technology enterprises annually over the next three years [4][6]. Group 2: Goals by 2028 - Establish a modern insurance service system that supports the "20+8" strategic emerging industry clusters and future industrial development [6][16]. - Achieve an annual growth rate of over 10% in technology insurance premium income, with the introduction of at least 30 innovative insurance products each year [6][16]. - Expand the total assets of insurance entities in Shenzhen to over 11 trillion yuan, with total premium income exceeding 700 billion yuan over three years [6][16]. Group 3: Measures to Support Technological Innovation - Optimize the mechanism for utilizing insurance funds, aiming for over 1 trillion yuan in national insurance capital investment in Shenzhen [7][17]. - Develop technology insurance products for emerging sectors such as artificial intelligence and low-altitude economy, and encourage the establishment of innovation centers for insurance related to artificial intelligence [8][19]. - Enhance insurance services for the "20+8" industry clusters, focusing on comprehensive coverage for technology research, development, and application [18]. Group 4: Collaboration and Development - Strengthen cooperation between the insurance industry and the real economy, providing scenario-based support for insurance institutions [10][23]. - Promote the establishment of insurance innovation centers and support the digital transformation of insurance institutions to improve operational efficiency [12][22]. - Foster collaboration between Shenzhen and Hong Kong in insurance services, particularly in healthcare and elderly care products [21][24]. Group 5: Risk Management and Service Improvement - Implement a comprehensive risk management framework for emerging technologies and industries, including tailored insurance solutions for artificial intelligence and biotechnology [19][20]. - Enhance claims and underwriting services using advanced technologies such as big data and artificial intelligence to improve efficiency and accuracy [12][22]. - Establish a robust organizational coordination mechanism to facilitate the implementation of the action plan and address industry challenges [24][25].