【问答】中国建设银行关于服务业经营主体贷款贴息政策客户关注问题解答（二）

Core Viewpoint - The article outlines the implementation and optimization of the loan interest subsidy policy for service industry entities, emphasizing the extension of the policy period and the expansion of supported sectors to enhance domestic demand and reduce financing costs [1][3]. Group 1: Policy Implementation - The loan interest subsidy policy for service industry entities has been extended until December 31, 2026, with potential for further extension based on future assessments by relevant authorities [1]. - The maximum loan amount eligible for interest subsidies in 2026 is set at 10 million yuan, with a subsidy period not exceeding one year and an annual subsidy rate of 1% [2]. Group 2: Supported Sectors - Starting January 1, 2026, the subsidy policy will expand to include three new consumption sectors: digital, green, and retail, in addition to the existing eight sectors such as catering, health, and tourism [3]. Group 3: Customer Interaction - Customers will be able to check their loan interest subsidy status through the "建行惠懂你" APP and will receive notifications via SMS once system functionalities are optimized [4]. - Loans that are overdue or classified as non-performing are not eligible for interest subsidies until all outstanding principal and interest are repaid [5]. Group 4: Fees and Security - The bank will not charge any service fees for processing the loan interest subsidies and warns customers against fraudulent activities by unauthorized personnel [6][7].